Start with your plan
Income, upcoming bills, everyday essentials, and the cash cushion you want to protect.
SmartSpendIQ · Know before you spend.
Can I
afford this?
See how a purchase, vacation, or subscription fits your income, upcoming bills, and savings—before you commit.
Try fictional finances. No bank connection. No payment.
A clearer yes.
Your future bills, considered.
YOUR NEXT DECISIONSample
A weekend away?
Let's make room for the memories.
Sample trip budget$1,200
It fits this sample plan.With the $500 cushion protected.
TodayAfter the trip
Illustration only · not a personal result
Your balance isn't the whole story.See the commitments behind the number.
FOR THE THINGS LIFE COSTS Purchases Trips & experiences Subscriptions Projects & services
LESS GUESSING. MORE UNDERSTANDING.A bank balance says what's there.
A bank balance says what's there.
We help you see what's spoken for.
The planned app looks at the timing of your money, so a purchase today doesn't surprise you next week.
Ask about an expense
Check a product, trip, service, class, event, home project, or recurring commitment.
Understand your options
See what fits, what gets tight, and whether a different amount or date could work better.
TAKE IT FOR A TEST DRIVE
What are you thinking about?
Explore a real calculation using fictional finances. Your own financial information isn't needed.
INTERACTIVE CONCEPT DEMO
Starting balance$1,850
Protected cushion$300
$1,400 every 14 days · $25/day essentials
$
Enter the all-in price, including estimated tax and shipping.
What's included in these sample finances?
60 days of daily balances. Pay starts on day 9, then every 14 days. Rent is $1,050 on days 5 and 35; other bills are $180 on days 13 and 43, and $230 on days 20 and 50. Essential spending is deducted daily. Uncertain overtime is excluded. Future income is expected, not guaranteed.
LOOK A LITTLE FURTHER AHEAD
Your next 60 days,
with this expense included.
Choose a household and an amount.
We'll show the trade-offs behind the decision.
Cash cushionBill timingEveryday spending
For the big plans.
And the little commitments.
Products & electronicsVacations & weekends awaySubscriptions & membershipsEvents & experiencesHome projects & repairsClasses & educationServices & appointmentsMajor purchases
The planned app will account for total cost, payment timing, and ongoing commitments. Longer plans will need forecasts beyond this 60-day demo.
HELP US FIND THE RIGHT FITA clearer decision.
A clearer decision.
A straightforward price.
Proposed launch pricing. Tell us which option you'd consider.
Nothing is charged. The full app is not available yet.
Just this once
$2.99/ decision
For an occasional spending decision.
- One purchase or expense check
- Compare up to three supplied options
- Revise the same decision for 24 hours
Everyday clarity
$9.99/ month
For checking in before you commit.
- Saved financial plan and purchase checks
- Forecasts and purchase reservations
- Planned photo processing allowance
A year of perspective
$79.99/ year
For making this part of your routine.
- Same planned features as monthly
- One annual payment
- About 33% less than 12 monthly payments
Feature allowances and final pricing will be confirmed before any paid offer. No subscription starts by selecting an option.
EARLY ACCESS · HELP SHAPE WHAT'S NEXTMake room for
Make room for
more confident decisions.
Join the pilot interest list. Tell us what you'd use it for, and we'll contact you about testing opportunities and availability.
No payment or bank details No automatic enrollment A few questions. A real say.
A FEW GOOD QUESTIONSBefore you
Before you
give it a try.
Is this the finished app?
No. This is a demand-test website with a working calculation demo using fictional finances. Pilot access, delivery dates, and final features have not been promised.
Do I need to connect my bank?
No. This demo uses supplied sample households. The planned first app will use manual financial entry; optional bank connections may come later.
Does a “fits” answer guarantee affordability?
No. It means an expense fits the selected forecast assumptions and cushion. Missing bills, changed income, unexpected costs, or old balances can change the answer.
Can I upload photos or search for alternatives now?
Not yet. This page previews those proposed features. You can compare amounts in the demo; photo recognition and automatic retailer searches are not active.
What happens after I join?
Your email and selected preferences are saved for pilot recruitment and launch updates. You are not charged or automatically subscribed. There is no confirmed launch date.